In general, the cost of living in the Baltimore area is less than in most other major cities in the United States. Estimates of expenses other than tuition and fees for students living off-campus are shown below:
| 9 months | 11 months | ROOM | $7,560 | $9,240 | BOARD | $3,267 | $3,993 | TRANSPORTATION | $2,043 | $2,497 | BOOKS AND SUPPLIES | $1,600 | $2,000 | INSURANCE | $2,210 | $2,652 | PERSONAL | $2,853 | $3,487 | TOTAL | $19,533 | $23,869 |
These costs were developed in compliance with federal regulations for determining student eligibility for student loans and Federal Work-Study funding for the 2008-09 academic year. They should be used as estimates only; actual costs may vary. : Tuition, fees, and thesis research and production costs are not included in this chart. | 
