Student Health Plan

Frequently Asked Questions - General

Is it required to enroll in the Health Insurance Program?
All full-time and foreign students must enroll in our plan unless you have proof of comparable coverage. Enrollment is optional for part-time students.

When is open enrollment?
Open enrollment is July and September. You may change your coverage at other times of the year if you have a life event such as a birth, marriage, etc.

How are my premiums charged to my student account?
Premiums are charged to your student account each term.

Summer: July-August
1st Term: September - October
2nd term: November - December
3rd Term: January - March
4th Term: April - June

What are the monthly premiums?

see insurance rates

When are my premiums due?
Premiums are due by the payment due date for that term. Preferred payment method is via the web at www.registration.jhu.edu by e-check, Mastercard, Visa or Discover.

Can my student loans pay for insurance premiums?
Yes. Your premiums will be deducted from your loan refund check each term.

If I have a baby, when do I add the baby to my plan?
The baby must be added to your plan in the month the baby is born regardless of the day of the month. You must pay the increase in premium for the entire month.

May I terminate my coverage at any time?
No. You may only terminate at the end of a term. If you are full-time, you must have proof of comparable coverage. Premiums are not prorated. Please see the following termination dates.

Summer: August 30th
1st Term: October 31st
2nd Term: December 31st
3rd Term: March 31st
4th Term: June 30th

If I'm separating permanently from the School, will my coverage be terminated automatically?
We will notify you in writing that your insurance coverage will be terminated. However, you will have 60 days to retroactively continue coverage under COBRA.